Know About
Monthly Income Scheme
This is a Monthly Income Scheme initiative introduced under the JAN DHAN SANCHAY CO-OPERATIVE THRIFT & CREDIT SOCIETY LTD. This scheme is aimed at encouraging our members, to save and benefit from interest on the scheme.
M.I.S. Rate of Interest
| PERIOD | Rate of Interest (in %) |
|---|---|
| 12 Months | 10% |
| 24 Months | 11% |
| 36 Months | 12% |
| More than 36 Months | 12% |
* (Simple Interest Rates shall be applied)
Key Highlighits
JAN DHAN SANCHAY CO-OPERATIVE THRIFT & CREDIT SOCIETY LTD. provides financial benefits under saving deposit scheme.
ELIGIBILITY
The applicant must be a member of the Society. For Society membership related information click here.
MINIMUM DEPOSIT AMOUNT
Rs. 5000/- and further in multiple of Rs. 500/-
PREMATURE PAYMENT
Premature Payment guideline shall be applicable as per Society's Terms & Condition.
SPECIAL FEATURES
Offers higher interest rates.
No TDS is applicable on the interest earned on deposits.
NOMINATION
Nomination Facility Available.
LOAN FACILITY
Maximum up to 90% against Deposit Amount.
Interest Rate (Reducing) 2% extra.